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Important Legal Information

The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Rogan & Associates, Inc. or its affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by Rogan & Associates, Inc. or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.

Disclaimer of Warranty and Limitation of Liability

The information on this site is provided "AS IS". Rogan & Associates, Inc. does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Rogan & Associates, Inc. will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, Rogan & Associates, Inc. cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Rogan & Associates, Inc., nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Rogan & Associates, Inc. or of any vendor providing software or services support. In no event will Rogan & Associates, Inc., its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Rogan & Associates, Inc. or any other party have been advised of the possibility thereof.

Copyright or Other Notices

If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Use of Links

Should the viewer leave this site via a link contained herein, and view content that is not provided by Rogan & Associates, Inc., the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Rogan & Associates, Inc. Rogan & Associates, Inc. is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Rogan & Associates, Inc. makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

States We Do Business In

The information contained within this website and services provided by this company are intended only for use within the states we do business in. Business may be transacted only in states where the Company and its representatives are registered or exempted from state registration requirements, as may be. Any follow-up individualized responses to persons by the Company and its representatives that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, as may be, will not be made absent compliance with state broker-dealer and representative or an applicable exemption or exclusion. For a complete list of the states we are licensed to do business in, please contact our office.

SEC Order Execution and Routing Disclosure

The Securities and Exchange Commission ("SEC") has recently adopted Rule 11Ac1-5, which requires market centers to publicly disclose, on a monthly basis, uniform statistical measures of order execution quality. These measures include, but are not limited to, how market orders of various sizes are executed relative to the public quotes and information about the spreads paid by investors. In accordance with Rule 11Ac1-5, Rogan & Associates, Inc. execution reports are available for public review by clicking here.

The SEC has also recently adopted Rule 11Ac1-6, which requires all brokerage firms to make publicly available quarterly reports on their order routing practices. In accordance with Rule 11Ac1-6, Rogan & Associates, Inc. order routing statistics are available for review by clicking here.

Investment Risk

Investment products are subject to market risk including the potential loss of principal invested.



Business Continuity Plan Summary

At Rogan and Associates, Inc. we recognize how heavily our clients rely on our systems and services. We also recognize that the unexpected can and does occur--from simple situations to major outages. Our business continuity plan is subject to modification. Updated plans will be promptly posted on our web site. Alternatively, our customers may obtain updated plans by requesting a written copy of the plan by mail.

Rogan and Associates' plans include the ability to recover from situations including, but not limited to, unplanned evacuations, power outages, major water leaks, fire, loss of water, severe weather, and any facilities' failures that may cause business interruption. Features of Rogan and Associates Business Continuity Plan include annual reviews of the following:
Identification of all mission critical systems and system backup and recovery for such systems.
  • A review of financial and operational risks.
  • Alternate communications between Rogan and Associates and our clients.
  • Employee safety strategies and communications.
  • Systems and telecommunications accessibility.
  • Alternate physical site location and preparedness.

Contingency Planning and Business Recovery

Our policy is to respond to a Significant Business Disruption (SBD) by safeguarding employees’ lives and firm property, making a financial and operational assessment, quickly recovering and resuming operations, protecting all of the firm’s books and records, and allowing our customers to transact business. In the event that we determine we are unable to continue our business, we will assure customers prompt access to their funds and securities.

There are two types of SBD's, internal and external. Internal SBD's affect only our firm’s ability to communicate and do business, such as a fire in our building. External SBD's prevent the operation of the securities markets or a number of firms, such as a terrorist attack, a hurricane, a flood, or a wide-scale regional disruption. Our response to an external SBD relies more heavily on other organizations and systems, especially on the capabilities of our clearing firm.

Business Description

Rogan and Associates conducts business in equity and fixed income securities, mutual funds, 529 College Savings Plans, and variable annuities. Our firm is an introducing firm and does not perform any type of clearing function for itself or others. Furthermore, we do not hold customer funds or securities. We accept and enter orders. Most transactions are sent directly to Raymond James and Associates ("Raymond James"). Raymond James executes our orders, compares them, allocates them, and clears and settles them. Raymond James also maintains our customers’ accounts, can grant customers access to them, and delivers funds and securities. Our firm services only retail customers. We do not engage in any private placements.

Use of Links

Should the viewer leave this site via a link contained herein, and view content that is not provided by Rogan & Associates, Inc., the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Rogan & Associates, Inc. Rogan & Associates, Inc. is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Rogan & Associates, Inc. makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Alternative Physical Location

In the event of an SBD that necessitates evacuation, Rogan and Associates will move our staff from any affected offices to another facility near Rogan and Associates' office 200 Ninth Avenue North, Safety, Harbor, Florida. In the event of the incapacity of the Safety Harbor facility, Rogan and Associates will move its staff to another unaffected location.

Processing Transactions during an SBD

In the event of a SBD, you will be contacted by your representative or one of Rogan and Associates' managers with instructions for processing your funds and securities transactions. In the event that you are unable to contact your representative, you may visit our web site at roganfinancial.com or telephone Michael G. Rogan, President, at (727) 712-3400.

If you are unable to contact Michael Rogan or Rogan and Associates, and your account is carried by Raymond James, you may call Raymond James' Customer Service Line at (727) 567-1000 to receive instructions from Raymond James as to how to access funds and securities.

In the event of an internal SBD, for business in mutual funds, insurance products, 529 College Savings Plans, and variable annuities where transactions are processed by application and forwarded to a packaged product vendor, transactions will be processed in the normal manner from an alternate location of Rogan and Associates. In the event of an external SBD affecting the vendor of mutual funds, insurance products, 529 College Savings Plans, and variable annuities, application-way transactions will not be accepted or transmitted without assurance that the vendor has recovered and resumed its operations.

Customers’ Access to Funds and Securities

Rogan and Associates does not maintain custody of customers’ funds or securities. Customer funds and securities are held by Raymond James. In the event of an internal or external SBD, if telephone service is available, our registered persons will take customer orders or instructions and contact Raymond James. If our Internet access is available, our firm will post on our Web site that customers may access their funds and securities by contacting. Rogan and Associates will make this information available to customers at account opening through its regular disclosure routine.

If SIPC determines that we are unable to meet our obligations to our customers or if our liabilities exceed our assets in violation of Securities Exchange Act Rule 15c3-1, SIPC may seek to appoint a trustee to disburse our assets to customers. We will assist SIPC and the trustee by providing our books and records identifying customer accounts subject to SIPC regulation.

Back-up Facilities and Arrangements

Rogan and Associates maintains its primary hard copy books and records and its electronic records at 200 Ninth Avenue North, Safety Harbor, Florida. Rogan and Associates maintains duplicate records at an off-site location. In the event of an SBD, Rogan and Associates expects to recover and resume its internal business operations within one business day of an internal SBD. External SBD's are dependent upon the ability of Raymond James and the packaged-product vendors to recover and resume operations.

The processing of application-way transactions is dependent on delivery to the packaged product vendors and the availability of the vendors to accept transactions. The majority of vendors doing business with Rogan and Associates are sizeable and regulated financial institutions with the capacity to recover and resume processing transactions within a short period of time. Rogan and Associates will cease recommending products of vendors who are unable to recover and resume promptly.

Raymond James maintains a business continuity plan and the capacity to execute that plan. Raymond James has represented that it will advise Rogan and Associates, of any material changes to its plan that might affect Rogan and Associates' ability to maintain its business. In the event Raymond James executes its plan, it represents that it will notify Rogan and Associates of such execution and provide Rogan and Associates equal access to services as its other customers. If Rogan and Associates reasonably determines that Raymond James has not or cannot put its plan in place quickly enough to meet Rogan and Associates' needs, or is otherwise unable to provide access to such services, Raymond James will assist Rogan and Associates in seeking services from an alternative source.

Raymond James represents that it backs up our records at a remote site and operates a back-up operating facility in a geographically separate area with the capability to conduct the same volume of business as its primary site. Raymond James has confirmed to Rogan and Associates the effectiveness of its back-up arrangements to recover from a wide scale disruption by testing. It has confirmed that it tests its back-up arrangements every six months.

Recovery-time objectives provide concrete goals to plan for and test against. They are not, however, hard and fast deadlines that must be met in every emergency situation, and various external factors surrounding a disruption, such as time of day, scope of disruption, and status of critical infrastructure—particularly telecommunications—can affect actual recovery times. Recovery refers to the restoration of clearing and settlement activities after a wide-scale disruption; resumption refers to the capacity to accept and process new transactions and payments after a wide-scale disruption. Raymond James has represented to Rogan and Associates that its recovery time objective for business resumption, including those involving a relocation of personnel or technology, is one (1) hour. Raymond James estimates resumption time to be within 48 hours.